Money pools by Latines, for Latines. Beta Launch out now!

R.O.S.C.A.™ is a social app revolutionizing how Latines organize the way they borrow and lend money, by modernizing our community’s tried and true traditions.

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    Dinero Con Confianza

    💵

    Dinero Con Confianza 💵

    What’s R.O.S.C.A.?

    R.O.S.C.A.™ is a peer-to-peer budgeting social app––made by Latines, for Latines. By combining the money circles of our ancestors with our current tech, security, and accessibility, we’re taking our financial freedom into our own hands.

    R.O.S.C.A. Pa’ La Gente

    Our goal is to facilitate Latine communities in meeting their current financial goals–una boda, a first car, a new home, sending money to family members back home– and eventually achieving financial freedom. It’s more than just shifting the way you budget money, it’s about giving you culture-informed support, education, and organization you need to take ownership of your finances for generations to come.

    Let’s break it down

    Our social app takes the budgeting circle traditions of our past and updates them to work for our community’s modern-day needs and realities. Here’s how it works:

    Step 1: Get the Software

    Head to wherever you download your apps and download R.O.S.C.A.™ to your smartphone.

    Step 2: Gather your crew

    Identify the members of your circle, get clear on the purpose and the rules of your circle, then, organize your money pool inside the app.

    Step 3: Create your Settings

    Whether your money circle is for an event, dealing with an emergency, or just need some breathing room, your circle’s got your back. Use the app to organize contributions, specifying the amount, reminders, and due dates: daily, weekly, monthly, or yearly.

    Step 4: Stay on Track

    The app automatically calculates individual balances, tracks when payments are due, and allows you to create customized notifications for payments and reminders. And, of course, you’ll also be able to access detailed reports.

    Why It Matters

    Tradition Meets Tech

    Lending circles have been around for hundreds of years in countries around the world

    Empowering La Comunidad

    Latines in the U.S. have a total economic output surpassing $3.2 trillion.

    Tech-Savvy Saving

    Latines use technology at the highest rate compared to other consumers.

    Trusted Banking Alternative

    Latine households in the U.S. are still underbanked or unbanked, citing high fees, unattainable minimums, and distrust in banks as the main reasons.

    Save Fair, Save Smart

    On average, Latines are one of the underserved groups in the U.S. charged more by financial institutions to use bank services.

    A Special Thanks to Our Collaborators

    Zoaboa Productions

    Maquette Advisors

    Priola Law

    Legalmiga Law, P.C.

    The Dream Lab

    Sabrina Castillo Coaching

    Oxford Comma Co.

    Monforte Studio

    Crowdbotics

    Maria Camila Photography & Videography

    Swag.com

    Zoaboa Productions • Maquette Advisors • Priola Law • Legalmiga Law, P.C. • The Dream Lab • Sabrina Castillo Coaching • Oxford Comma Co. • Monforte Studio • Crowdbotics • Maria Camila Photography & Videography • Swag.com •

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